Credit card debt can be crippling: financially and psychologically. Even though credit cards themselves are a convenience, the interest and penalty for even one delay in repayment can snowball into an unmanageable amount! If you are already in the middle of a debilitating credit card loan, you can get out of it!
Cashkumar can enable you to reduce multiple high-interest payments into one low-rate monthly payment. Interest rates on Cashkumar are less than most credit cards. You can club the debt on your own, on various credit cards into one single, fixed, and affordable monthly payment and thus simplify your life.
The loans are given using the P2P lending model where people with excess funds can advance it to individuals in need of it. Loans are approved based on eligibility criteria like credit history, salary amount, company and current obligations. The process of approvals and disbursal is online with simple documentation. Recovery is done via the EMI route where borrowers can pay back in a month or over a period of few months.
If you are already in the middle of a worrying credit card loan, you can get out of it. One way in which you can pay off your credit card debt is to take a loan which has a much lower interest rate than the 3.5% to 4.0% charged by credit cards. Cashkumar offers you easy repayment loans ranging from INR 20,000 to INR 1,50,000 for periods between 3 and 12 months. Depending upon eligibility criteria, such as your age, salary, monthly obligations, your rates could be as low as 2% per month flat. Avail a loan from Cashkumar now to pay off your total Credit Card outstanding.
| Cashkumar Credit Card Loan | Regular Credit Cards | |
|---|---|---|
| Will help you get out of debt? | Yes | No |
| Fixed Monthly Payments | Yes | No |
| Rate of Interest | 2% per month | 3.5% to 4% per month |
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